What Are the Average Living Expenses for a Single Person in Florida

It can be challenging to live alone in these difficult times, pulling together just enough to cover your rent and utilities, and food expenses. You might have a few concerns if you’re living alone, staying with your friends, or possibly leaving your parents’ home for the first time. Looking for methods to cut costs could be a smart option if you’re about to move. You can think about hiring some of the interstate moving companies Miami who can possibly show you how to cut costs on your relocation. This will be more than helpful when you are moving alone. You will also cut some of the average living expenses for a single person in Florida if you find some affordable place to live. Here are some ideas on how to cut your living expenses in some of the best places to live in Florida.

How Much Are the Average Living Expenses for a Single Person in Florida?

You might be curious about how your regular monthly expenses stack up against “what’s usual” even if you have a budget. The most recent Consumer Expenditure Survey from the U.S. Bureau of Labor Statistics (published in 2025) provides updated insights based on nationwide and regional data. Keep in mind that a household can be made up of all kinds of arrangements—single adults, couples, roommates, or extended families sharing space. But when you break it down, the average monthly expense per household in the U.S. is now about $7,005, or $84,060 per year. That’s a 6.5% increase from the previous year. When averaged out per person, it comes to roughly $4,210 monthly.

What Are the Typical Living Costs in Florida for a Single Person?

The average cost of living in Florida is now about 1.2% higher than the national average. That means living here isn’t wildly expensive—but it’s not cheap either. Local movers in Miami say a single person in Florida typically needs around $3,500 to $4,200 per month, depending on where they live. Miami, for example, is on the higher end with average rents near $1,900, while places like Lakeland or Gainesville might come in closer to $1,200 for a one-bedroom. That’s why it helps to have a clear plan before you move, especially if you want to land in a spot that fits your budget and lifestyle.

• Rent (1-bedroom apartment): $1,200–$1,900
• Utilities (electricity, water, internet): $250–$350
• Groceries: $400–$600
• Transportation (car, gas, insurance): $450–$700
• Health Insurance: $600–$700
• Entertainment & dining out: $200–$400
• Total estimated range: $3,500–$4,200/month

Housing Costs in Boca Raton Have Shifted in Recent Months

Despite Boca Raton’s luxury reputation, there are still more affordable options for buyers who know where to look. The average home price is now around $545,000, with median listing prices closer to $650,000. Homes typically sit on the market for about 85 days and often sell for about 5% below asking price. That’s good news if you’re shopping carefully, but prices are still much higher than they were just a couple of years ago. The price per square foot has climbed to about $375, which means even smaller homes can carry a big price tag depending on location. The real estate market isn’t overly competitive right now, but it’s still moving—and prices are expected to keep rising.

So if you’re planning a move here, don’t wait too long. It’s smart to line up one of the trusted moving companies Boca Raton offers before things shift again. Most Boca Raton residents own their homes, with a homeownership rate of around 72%, nearly 10% above the national average. That means fewer rental units and tighter competition if you’re not buying. For renters, expect to pay between $1,800 and $2,400 per month for a one-bedroom depending on location. And don’t forget, the average living expenses for a single person in Florida are now between $3,500 and $4,200 per month, depending on your lifestyle and city. With housing eating up a large portion of that, it pays to be strategic—and to get professional help when it’s time to move.

Utility Costs in Hallandale Beach Are High but Worth It

Living in Hallandale Beach comes with clear perks—sunny skies, ocean access, great food, and plenty to do. But those perks come at a price. The city has one of the higher costs of living in South Florida, especially when it comes to housing and utilities. If you’re planning a move and can afford the lifestyle, movers in Hallandale Beach can help you get settled in this coastal gem without the stress. Just be ready for steep monthly bills. The cost of housing in Hallandale Beach has jumped, with average one-bedroom rentals hovering around $2,000 to $2,300. Add in utilities, and you’re looking at around $300 to $400 per month for electricity, water, internet, and trash—even higher during summer months due to air conditioning.

Grocery prices have also gone up. A single person can expect to spend $400 to $600 a month just on food. Gas, insurance, and basic services are all slightly above the state average. While the average living expenses for a single person in Florida fall between $3,500 and $4,200 per month, living in Hallandale Beach often pushes that number closer to the top end—or beyond it. Still, for those who can swing the cost, the lifestyle and oceanfront views often make it feel worth every dollar. You’ll pay more, yes, but you’ll also get more in return.

Think About Taxes and Healthcare When Moving to Miami

If you’re planning to relocate, Miami can be a smart financial move—especially when you factor in Florida’s tax advantages. One of the biggest draws is that Florida has no state income tax, which means your paycheck, pension, or retirement benefits go further here. That’s a big reason why retirees and remote workers are heading south. Residential movers in Florida often help newcomers who want to maximize their income while enjoying year-round sunshine. In Miami, residents pay a 7% sales tax, made up of the 6% statewide rate and an additional 1% from Miami-Dade County. Property taxes average 1.02% of a home’s assessed value, which is close to the state average and slightly lower than what many out-of-state buyers are used to.

Healthcare, on the other hand, is a bit pricier. The Miami metro area ranks about 6% above the national average when it comes to healthcare costs. A basic individual health insurance plan can range from $600 to $800 per month, depending on age and coverage. Still, there are many options on the market, and you can often find a policy that fits your needs without overspending. When combined with other essentials, the average living expenses for a single person in Florida fall between $3,500 and $4,200 per month, with Miami on the higher end of that scale. Taxes may be low, but healthcare and housing can push your budget, so it pays to plan carefully before you move.

What Are the Average Living Expenses for a Single Person in Florida When You Add Groceries to the List?

When it comes to food, Florida offers great value. Groceries are generally 5–7% cheaper than in many other U.S. states, and thanks to the tropical climate, you’ll find fresh produce year-round. Fruits like mangoes, guava, and papaya are local staples here and often cost less than they would in northern cities. On average, a single person in Florida spends around $400 to $600 per month on groceries, depending on dietary habits and whether you shop at budget stores or high-end markets. If you enjoy tropical flavors and warm weather, Miami Beach movers can help you settle into a place where food and lifestyle go hand in hand. But groceries are just part of the picture. Transportation is where things can spike. While Florida gas prices tend to match the national average, local transit isn’t always walkable or convenient.

A monthly transit pass in Miami can cost up to $145, and if you drive, expect to spend at least $250 to $400 per month on gas, maintenance, and insurance. Commute times average 30 minutes, and most daily destinations—like work, shopping, and doctors—are spread out. Picking the right neighborhood matters. If you live closer to what you need, you’ll save hundreds a month. Once you add food, rent, utilities, transportation, and healthcare, the average living expenses for a single person in Florida typically land between $3,500 and $4,200 per month, with higher numbers in places like Miami Beach. Choosing wisely upfront helps you avoid spending more than necessary.

Renting a Place in Fort Lauderdale

If you’re planning to rent in Fort Lauderdale, the biggest challenge is staying ahead of rising prices and making sure you can pay your rent on time, every month. For first-time renters, it’s natural to wonder what kind of rent to expect—but there’s no one-size-fits-all answer. Your monthly cost depends on the size of the unit, location, and whether you’re splitting expenses with roommates. In 2025, the average rent for a one-bedroom apartment in Fort Lauderdale ranges from $1,850 to $2,400, depending on how close you are to the beach or downtown.

Before reaching out to movers in Fort Lauderdale, it’s smart to build a realistic budget. Studio apartments might go for around $1,600/month, while two-bedrooms can easily hit $2,800 or more. Utilities add another $250 to $350 per month, and parking or pet fees can push that even higher. Keep in mind, the average cost of living in Fort Lauderdale is now about $2,550 per month for a single person, but that number can climb fast depending on your lifestyle. Having a solid financial plan before your move will help you avoid surprises and keep your living situation stable long-term.

What’s the Bottom Line on the Average Living Expenses for a Single Person in Florida?

Living in Florida can be as affordable or expensive as you make it—but the numbers don’t lie. The average living expenses for a single person in Florida in 2025 range from $3,500 to $4,200 per month, depending on the city, lifestyle, and housing choices. Coastal cities like Miami Beach, Fort Lauderdale, and Boca Raton tend to land at the higher end of that range due to housing and transportation costs. But with smart planning, careful location selection, and help from professional movers, you can make it work without feeling financially stretched. Whether you’re drawn by the sun, the savings on state income tax, or the year-round produce, knowing what to expect upfront helps you settle in with fewer surprises and more peace of mind.