Most affordable places to live in Florida

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Our research into the most affordable places to live in Florida took into account not only the most recent data on the cost of living, but also housing values, crime rates, and desirability in order to provide you with the most comprehensive list of cities you would truly want to live in. There is a slew of websites dedicated just to compiling rankings of the state’s most affordable cities. Even though these cities are affordable, they’re not necessarily small and do not lack in entertainment activities and social and professional opportunities. Many people nowadays are moving to Florida. Mostly from California, but there are people coming from all over the world as well. You should better hurry up before inflation hits this fall.

Top 10 most affordable places to live in Florida

A lot of thought took into comprising this list. We only accepted low-cost places in Florida if they were close to the beach, parks, decent restaurants, and shopping centers and if the neighborhood seemed welcoming. So, you know that all of these cities are safe and livable, while also with reasonable living costs. So, where in Florida can you live for the lowest possible cost while yet feeling secure enough to want to live there? Read on and find out!

palm trees in Florida
The Sunshine State has some of the most affordable housing options.

1. Lynn Haven

At the beginning of our list of affordable places to live in Florida, we have Lynn Haven. This calm, tree-lined neighborhood of Panama City is directly on the Panhandle of Florida.

Lynn Haven’s residents gush over the tight-knit community that has grown up there, particularly after Hurricane Michael struck in 2018. It is true that Lynn Haven’s median house price is lower than the state average, but it also has a lower crime rate than the rest of Florida, making it a desirable place to reside.

Lynn Haven also provides convenient access to large retailers and supermarkets. The Lynn Haven Shopping Center, home to a Publix and a Walmart, lies right in the heart of town. It is just a 10-minute drive from Panama City and a 20-minute trip from Panama City Beach, making it an ideal location. There is a cheap cost of living in Lynn Haven, Florida, according to Niche.com, and it is one of the greatest areas in the state to raise a family.

2. Timber Pines

Timber Pines, a quiet enclave on Florida’s west coast, is a Tampa neighborhood. It is just a one-hour drive from downtown Tampa and Clearwater Beach, two of Florida’s most popular tourist destinations. It’s just around a two-hour drive from Orlando, so it’s convenient for getting to a lot of large cities while yet being a reasonably priced and charming neighborhood.

Timber Pines’ cost of living is around 8% lower than the rest of Florida, while the cost of a house is 20% lower than the rest of the state. However, there are a number of homes for sale for or below $175,000 on the market. The city also has several conveniences, such as golf courses, a farmers market, a Winn-Dixie, and restaurants like Red Lobster and Chili.  A Walmart or Target is within a five-minute drive away on either side of Timber Pines’ major roadway. Consider relocating to Timber Pines as soon as possible before everyone else discovers this hidden treasure. Timber Pines was also ranked as the 13th greatest retirement city in the country. If you’d like to move there, our local movers Florida will be more than happy to take you there.

3. Haines City

Haines City is another one of the most affordable places to live in Florida. So, if you want to live in a safe and attractive town for the lowest possible cost, consider Haines City. If you’re looking for a great area to live in at a reasonable price in Florida, this may be it. Haines City’s crime rate is 19% lower than the state average, making it a very safe place to live. In the meanwhile, employment opportunities there are predicted to rise by 40 percent, far surpassing the national average of 10 percent. It’s a great spot to live if you want to be close to some of Florida’s most popular cities, yet still, enjoy a more affordable lifestyle. Our movers Fort Lauderdale will be able to move you to Haines for the best price.

mom and daughter on the beach
If you want to live in all-year warm weather, come to Florida.

You could also call a few moving companies Miami Beach and compare the estimates since Miami is also nearby. As the largest city on our list, Haines City has much to do and is a great location to call home. The city is home to various lakes, golf courses, and parks, as well as a diverse selection of restaurants serving cuisines from across the world. For a city of its size, there are, of course, a plethora of retail options. Walmart, Publix, and Winn-Dixie are all within a few miles of one other for all of your shopping requirements. Check out Haines City now before it becomes too pricey since it’s just going to get more popular and more popular.

4. Milton

If you’re searching for a place in Florida where you can get a good job and a fantastic deal on a house, look no further than Milton, Florida. With a cheap cost of living, minimal crime, and excellent career opportunities, Milton, Florida, is a great place to raise a family. Families and others who appreciate the great outdoors will find it to be a wonderful area to live. Several parks and rivers may be found in Milton, which is also home to hiking routes in adjacent state parks. Pensacola Beach, on the other hand, is just a 40-minute drive away. At the time of writing, there are even a few housing alternatives under $150,000, so if you’re looking for one of the most affordable areas to live in Florida, start exploring now.

5. Lake Alfred

Lake Alfred is a good option if you’re looking for low-cost housing in Florida and are concerned about safety. At 6.5 crimes per 1,000 population, it has the lowest crime rate of any city on this list and is three times lower than Florida’s average crime rate. Lake Alfred, on the other hand, is one of the most economical and safest places to live in Florida, with a cost of living 14 percent cheaper than the rest of the state.

It’s a good idea to start searching for a house now if you plan on moving to this little town. Those fortunate enough to be able to rent or purchase a home here may look forward to living in a peaceful community on the shores of a string of lakes. No huge chain shops can be found here, making it a true small-town experience. But don’t worry, there are plenty of big-name retailers only a short drive away in nearby Winter Haven. Considering how close you can go to Orlando and Tampa in under an hour each way, this is one of the most affordable areas to live in Florida while yet enjoying a prime location. You’ll have an array of moving companies in Florida to choose from if you want to move to Lake Alfred.

Lake Alfred, Florida
Lake Alfred is one of the most affordable places to live in Florida.

6. Arcadia

Arcadia is a good place to consider if you want to buy a property in a safe neighborhood in Florida at a reasonable price. If you’re looking for an economical area to reside in Florida, go no further than this city! In fact, the typical home costs just $150,000, 46 percent less than the state’s average price. The average monthly rent in Florida is rough $680, making it one of the state’s most inexpensive rental markets. It’s not simply affordable apartments that Arcadia has to offer. The crime rate is also quite low, with fewer than 20 recorded offenses per 1,000 people, which is about a quarter lower than the Florida average.

Arcadia, on the other hand, is a great place to live if you want to be near some of Florida’s most populous cities. Fort Myers is less than an hour away by driving, while Tampa is about an hour and a half away. Sarasota, the closest coastal town, is roughly an hour’s drive away. Moving companies Hollywood FL have some of the best rates for this route. What about the city’s sights and sounds? There is, however, a tiny historic downtown area with more than 25 unique stores, boutiques, and restaurants to choose from… On the fourth Sunday of every month, there is the Arcadia Antiques Fair.

7. Edgewater

Although Edgewater is a large city, it yet has a small-town charm and a sense of community along the coast. It’s only 30 minutes from Daytona Beach and an hour from Orlando, it is a convenient location on the east coast of the Sunshine State. The main draw of New Smyrna Beach is its proximity to the shore, which is just a 10-minute drive from the town’s core. Of course, there’s also plenty of opportunity for a regular existence.

Edgewater, one of the most affordable places to live in Florida
Edgewater is one of the most beautiful places in Florida.

One of the most affordable places to live in Florida, Edgewater also offers an excellent educational system. Additionally, Winn-Dixie and Chick-fil-A are readily available, as well as a rising number of work prospects. Edgewater is predicted to have employment growth in the near future as well. Most migrants that come to Edgewater are coming from Boca Raton. If you’re one of them, feel free to call movers Boca Raton to help you out.

8. Lake Wales

Lake Wales has the same advantages as Lake Alfred, such as being a peaceful, low-cost enclave with easy access to its bigger, higher-priced neighbors. The low cost of living in Lake Wales, where median home prices are $165,000 and rent is roughly $750 per month, helped it rise to #2 on our list of the best locations to live for the least amount of money in Florida.

As a bonus, the city’s crime rate is somewhat lower than the state average. Because of this, Lake Wales is one of Florida’s most cheap and safest locations to reside. So what’s the way of life and mentality in Lake Wales like? A big lake serves as the focus of the city’s peaceful atmosphere. With that said, there are still various parks and historic districts to explore, like East Stuart Avenue, which is loaded with boutiques and eateries.

9. Fellsmere

Fellsmere is a tiny Florida town located in a state park on the state’s east coast. Port St. Lucie is 45 minutes away, while Orlando is one and a half hours away. However, the closest beach is just a 20-minute drive away. Because of its low housing prices and low crime, Fellsmere earned a spot on our list. Its low crime rate makes Fellsmere an excellent option for anyone looking for a low-cost, secure neighborhood. The town of Plantation is also nearby. You can contact movers Plantation FL if you’d like to move to Fellsmere.

Felsmere, Florida
Fellsmere is a wonderful little community and ideal for families.

It was hard for Fellsmere to make the cut because of its mediocre career prospects and its rather isolated atmosphere. However, it is still a viable option. Trees border almost every street in this city, which is covered with lush vegetation. In addition, it preserves a small-town feel that is ideal for families with young children.

10. South Daytona

Residents in South Daytona may enjoy low-cost living and a thriving local economy in a town that is safe. South Daytona, Florida, is one of the cheapest areas to reside in the state of Florida because of its low housing costs. Zillow has many condos for less than $120,000 in the city, making it one of the most affordable places to call home in Florida. Job growth in South Daytona is expected to be 43 percent over the next decade or 10% more than the national average. Many people are moving from Pompano Beach to South Daytona because the two places are similar, but Daytona is way cheaper. If you’d like to follow in their footsteps you can call movers Pompano Beach FL right away.

South Daytona’s proximity to Daytona Beach is likely to be a factor that makes this place one of the most affordable places to live in Florida. Daytona Beach International Airport makes it easy to get to the city. There’s a slew of additional retail and entertainment opportunities all within a short drive of the city’s various beachfront resorts. To sum up, the city of South Daytona is one of the most affordable places in Florida and one of the greatest places to live if you’re looking for the biggest bang for your buck in the Sunshine State.

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